Retirement Scenario Comparison with Tax

Calculator to Estimate How Long a Retirement Corpus Will Last

Enter your starting corpus(savings), planned annual withdrawals, expected growth and inflation, and an estimated tax rate on growth. We’ll compare two scenarios side-by-side and show cumulative withdrawals and how long your corpus will last for both the scenarios.

You can change the inputs for both the scenarios below as per your situation. They have been pre-filled just for convenience.

Tip: For taxable accounts, people often try 15–20% as a first-pass tax rate on growth. Tax treatment varies by country and account type.

Switch to the Indian version

Scenario A

Tiered Withdrawal Plan
Withdrawal:
Withdrawal:
Withdrawal:
This is your ballpark estimates of at what rate your corpus investments will grow yearly. Typically your corpus will be a combination of mutual funds, bonds, stocks.
Typical values:
0% = tax-free accounts
15-20% = taxable accounts
Tax depends on your country and account type.
Start entering values above...

Scenario B

Tiered Withdrawal Plan
Withdrawal:
Withdrawal:
Withdrawal:
This is your ballpark estimates of at what rate your corpus investments will grow yearly. Typically your corpus will be a combination of mutual funds, bonds, stocks.
Typical values:
0% = tax-free accounts
15-20% = taxable accounts
Tax depends on your country and account type.
Start entering values above just like Scenario A to see a quick, human-readable summary.

Disclaimer: This calculator provides illustrative estimates only. Actual results will vary depending on investment performance, inflation, taxes, and personal circumstances. Consider consulting a financial advisor for personalized advice.