Retirement Scenario Comparison with Tax

Calculator to Estimate How Long a Retirement Corpus Will Last

Enter your starting corpus(savings), planned annual withdrawals, expected growth and inflation, and an estimated tax rate on growth. We’ll compare two scenarios side-by-side and show cumulative withdrawals and how long your corpus will last for both the scenarios.

You can change the inputs for both the scenarios below as per your situation. They have been pre-filled just for convenience.

Tip: For taxable accounts, people often try 15–20% as a first-pass tax rate on growth. Tax treatment varies by country and account type.

Switch to the Indian version

Scenario A

Tiered Withdrawal Plan
Withdrawal:
Withdrawal:
Withdrawal:

This is your ballpark estimate of at what rate your corpus investments will grow yearly.
Typical values:
0% = tax-free accounts
15-20% = taxable accounts
Start entering values above...

Scenario B

Tiered Withdrawal Plan
Withdrawal:
Withdrawal:
Withdrawal:

Expected annual growth rate.
Tax rate applied to growth.
Start entering values above...
Planning for financial independence requires a clear understanding of how long your retirement corpus will sustain your lifestyle.
Disclaimer: This calculator provides illustrative estimates only.